U.S. District Judge Henry E. Autrey on Tuesday sentenced former St. Louis Alderman Brandon Bosley to 16 months in prison for insurance fraud and lying to the FBI.
Bosley will be on supervised release for three years after his release from prison. Judge Autrey also ordered Bosley to pay restitution of $6,253.90 to the insurance company that he defrauded.
Bosley, 38, was found guilty by a jury in U.S. District Court in St. Louis in January of three felony wire fraud charges and one count of making a false statement to the FBI. Evidence and testimony at trial showed that after an auto accident, Bosley hatched a scheme to defraud an insurance company by falsely inflating the cost of needed repairs and then lied when FBI agents asked him about it.
In September of 2021, Bosley’s 2010 Toyota Prius, which was parked, was hit by another vehicle. The drivers’ insurance company contacted Bosley in February of 2022 and told him that they would pay for the damage. Bosley then asked the auto repair shop owner who had sold him the used Prius for the deeply discounted price of $500 to prepare and submit an inflated repair estimate in exchange for a bribe, evidence and testimony showed. “Mark that (expletive) all the way up,” Bosley told the business owner during the conversation, which was captured on audio and video. Bosley also had discussions with the business owner about buying the car back if it was totaled and then paying the estimated repair costs of $2,000 to $2,200, thus retaining the car while fraudulently netting thousands of dollars, evidence and testimony showed.
After the insurance company balked at a $6,800 repair estimate, Bosley caused a second estimate of $4,333 to be submitted, the trial showed. The insurance company ultimately totaled the car and paid Bosley $7,978.90. At the time, he had $14.93 in his bank account. He lived off the insurance proceeds for about six weeks.
When FBI agents interviewed Bosley in the presence of his lawyer in March of 2023, Bosley repeatedly lied, jurors found during the trial. He falsely stated to agents that he never saw the two fraudulent repair bills that were prepared. He falsely claimed the repair estimates were not inflated and denied asking the business owner to inflate the repair estimates.
Assistant U.S. Attorney Hal Goldsmith wrote in a sentencing memo that “this criminal scheme was instigated, planned, designed, and carried out by Defendant once he was advised by the insurance carrier that there was money to be had for repairs to the damaged Prius automobile. From his very first conversation with the auto repair shop owner, without any idea of the extent of the necessary repairs, Defendant indicated that he wanted the Prius considered a total loss.” Bosley “used his position as an elected official in discussions with representatives of the insurance company, presumably to influence their decision on his claim,” the memo says. During the sentencing hearing, in requesting a sentence of imprisonment, Goldsmith advised the Court that, “the public is frustrated and fed up with these ticky-tacky fraud and bribery schemes committed by their elected officials,” “the public deserves some sense of justice here, and only a fair and just punishment will achieve that.”
Hellbound and Down 