Being proved right isn’t always fun. Just weeks after my warning in the March issue that our modern high-tech cars are tracking us and sharing data with manufacturers, cops, and parties unknown, came a report of soaring auto insurance premiums because of snitching vehicles. The consequences get worse from there. Fortunately, there are ways to keep your snoopy ride from contacting the mothership.
“Car companies are collecting information directly from internet-connected vehicles for use by the insurance industry,” Kashmir Hill reported this month for The New York Times. “Sometimes this is happening with a driver’s awareness and consent…. But in other instances, something much sneakier has happened.”
Hill profiled Seattle resident Kenn Dahl, who checked his LexisNexis consumer disclosure report after his car insurance premium jumped by 21 percent. LexisNexis turned over documents containing “the dates of 640 trips, their start and end times, the distance driven and an accounting of any speeding, hard braking or sharp accelerations.” The data came from General Motors based on his enrollment in OnStar Smart Driver. The records were interpreted as grounds for putting him in a higher insurance risk category.
Dahl joined the program without realizing the potentially expensive and intrusive consequences. But other drivers are sometimes enrolled without their knowledge when they sign paperwork at the dealership. Worse, data may be collected through other means without explicit consent.
“Modern cars are internet-enabled, allowing access to services like navigation, roadside assistance and car apps that drivers can connect to their vehicles to locate them or unlock them remotely,” added Hill. “Some drivers may not realize that, if they turn on these features, the car companies then give information about how they drive to data brokers like LexisNexis.”
This isn’t the first warning about car data-collection. Modern vehicles are equipped with “microphones, cameras, and sensors sending signals through your car’s computers,” the Mozilla Foundation warned in a September 2023 report. Those features can be convenient, the authors noted, but “whenever you interact with your car you create a tiny record of what you just did. Like when you turn the steering wheel or unlock the doors. And usually all that information is collected and stored by the car company.”
Those sensors collect information about activity in the vehicle and surrounding environment. Nissan’s data policy even claims the right to track “your sexual activity, health diagnosis data, and genetic information,” though it’s unclear how much they’re doing now, and what they’re giving themselves leeway to monitor in a more dystopian future.
But mysteriously rising insurance premiums aren’t the end of the potential consequences of data-hungry computers with wheels. Some uses of data are not just expensive, but dangerous.
Hellbound and Down 